What Is Critical Care Insurance?

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You’ve heard the saying that you should buy life insurance when you’re young and healthy. But what about critical care insurance? And why do you need it? We’ll explain what critical care insurance is, how it works, and why it’s crucial for your health.

Critical care insurance can help pay for treatment for life-threatening illnesses.

Critical care insurance is a type of health insurance that can be used to pay for treatment for life-threatening illnesses. It can also be used to pay for treatment of other illnesses that are not considered life-threatening. Critical care insurance policies often include benefits such as coverage for prescription drugs and in-home services, which aren’t always covered by other types of health plans or policies.

Protection For Comfort And Care

Critical care insurance is a type of health insurance that covers the costs of treatment for serious illnesses and injuries. It’s different from regular medical insurance, which only covers routine care.

Critical care can help protect you, your family, and your business in areas of health care that are unaffordable or difficult to afford. Here’s what critical care covers:

  • Hospital stays — including surgery and overnight stays at intensive care units (ICUs) or recovery facilities after surgery;
  • Emergency room visits;
  • Long-term nursing home stays;
  • Home health aides who provide help with daily activities such as bathing and dressing;

Critical illness can strike anyone at any time, so it’s important to have this extra protection in place should something happen!

Recover At Home, Not In A Hospital

Critical care insurance can help you pay for expensive treatments, services, and long-term care. It can also cover the cost of in-home care if you’re bedridden or otherwise unable to leave your home safely. For example, if you have a critical illness that requires ongoing medical treatment and/or rehabilitation, critical care insurance will help with those expenses.

It Can Also Be Supplemental

Critical illness coverage can be added to your critical care insurance policy if you want to extend the benefits of your plan to include other illnesses, such as cancer or heart disease. This type of coverage pays out a lump sum payout in case you’re diagnosed with one of these illnesses within two years after buying the policy.

Insuraway Can Help You Add This Important Supplemental Option

Critical care insurance is a way to protect yourself if something goes wrong with your health. Nobody can predict the future, and if you become home-bound or critically ill, this affordable supplemental add-on can ensure that you rest comfortably, both physically and financially no matter the diagnosis.

At Insuraway, we take pride in find Health and Life Insurance plans that fit the unique needs needs and budget of our clients. Whether you’re an individual, family, or company, we can get you covered and provide on-going support.