Get out of unsustainable
renewal increases and
into an ICHRA

Give your team flexibility with an Individual Coverage HRA (ICHRA). Designed to adapt to budget and employees’ needs, ICHRA empowers businesses of all sizes to offer personalized health benefits—without one-size-fits-all cost.

hero photo
hero photo

Get out of unsustainable
renewal increases and
into an ICHRA

Give your team flexibility with an Individual Coverage HRA (ICHRA). Designed to adapt to budget and employees’ needs, ICHRA empowers businesses of all sizes to offer personalized health benefits—without one-size-fits-all cost.

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what is ichra
About ICHRA

What is ICHRA?

ICHRA (Individual Coverage Health Reimbursement Arrangement) allows you to reimburse employees tax-free for the health insurance they select themselves. It’s a flexible, modern alternative to group plans, easy for you, personalized for them.

Who is ICHRA for?

  • Small to midsize businesses looking for flexible benefits.
  • Remote/distributed teams needing location-independent coverage.
  • Companies leaving group plans for more control.
  • New employers offering benefits for the first time.
Business Benefits

Why ICHRA works for
growing businesses

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Adaptable and Scalable to Your Business Growth

ICHRA grows with your business, offering flexible benefits that adjust as your team expands.

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Offering Greater Employee Choice and Satisfaction

Employees can choose their own health plans, increasing satisfaction, retention, and overall workplace morale.

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Predictable and Controlled Healthcare Costs

Set fixed monthly contributions, making it easier to manage, track, and predict expenses effectively.

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Streamlined Administration for Busy Businesses

Streamlined processes reduce complexity, freeing up valuable time for your business to thrive and grow.

How it works

Personalized Quotes For
Insurance Your Way

In just a few simple steps, we can help you find personalized insurance quotes that fit your needs and budget.

how it works 1

Evaluation

A comprehensive analysis of your company’s current situation, budget, and employee satisfaction goals.

how it works 2

Quote

We provide a detailed report of the plan market for your employees and several contribution models tailored for you.

how it works 3

Enrollment

We take a very hands on approach the change management involved for both HR managers and employees.

how it works 4

Support

We work with premier software platforms to automate and support your company and employees.

About ICHRA

Why Partner With Us for
Your Employee Benefits

We offer flexible, cost-effective health benefits tailored to your business. Our solutions simplify administration, reduce HR burdens, and improve employee satisfaction. With our approach, you can attract top talent while effectively managing healthcare costs.

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Looking for a trusted ICHRA provider?

We’ve got you covered. Contact us today!

Get started today? >

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Flexible Benefits

Empower your employees with personalized health coverage options through ICRHA.

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Cost-Effective

Save on healthcare costs while providing quality benefits to your team.

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Simplified Administration

We handle the complexities, so you can focus on your business.

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Flexible Benefits

Save on healthcare costs while providing quality benefits to your team.

about insuraway
About Us

Who is Insuraway ?

Since 2014, Insuraway has been dedicated to transforming how businesses provide health insurance. By embracing the Individual Coverage Health Reimbursement Arrangement (ICHRA) model, we empower employers to offer their teams flexible, tax-free health benefits that adapt to individual needs. This innovative approach allows employees to choose the coverage that best suits them, while businesses maintain control over costs and ensure compliance with regulations.

With over a decade of experience and having assisted more than 10,000 individuals in securing quality health insurance, Insuraway stands as a trusted partner in the health benefits landscape. Our commitment doesn’t end at enrollment; we provide year-round support to ensure that both employers and employees navigate their health insurance options with confidence and ease.

About ICHRA

Insuraway recent awards
and achievement

See how Insuraway continues to earn recognition for excellence in insurance solutions.

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Elite Plus Marketplace Circle of Champions

2021

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Elite Plus Marketplace Circle of Champions

2022

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Elite Plus Marketplace Circle of Champions

2023

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Elite Plus Marketplace Circle of Champions

2024

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Elite Plus Marketplace Circle of Champions

2025

Testimonials

Testimonials from Satisfied Customers

Real stories from real people. See what our satisfied customers have to say about their experience.

Swirching to ICHRA was the best move.

Switching to ICHRA was the best move we made for our small business. Our employees love the flexibility, and we love the savings!

Sarah M.

HR Director

Solution that works for everyone

Finally, a benefits solution that works for everyone. ICHRA gave our team freedom to choose plans that actually fit their needs.

Jason R.

Operations Manager

Easy to understand and implement

The team made ICHRA easy to understand and even easier to implement. We’ve never had this kind of support before.

Linda K.

Small Business Owner

We offer competitive benefits now

ICHRA changed the game for our growing company. We offer competitive benefits now without breaking the budget.

Mark D.

CEO

Smartest choice we’ve made for employee

I was skeptical at first, but the personalized help and transparent setup made ICHRA the smartest choice we’ve made for employee benefits.

Emily S.

Office Manager

FAQs

Frequently Asked Questions

What is ICHRA and how does it work?

ICHRA (Individual Coverage Health Reimbursement Arrangement) is a flexible health benefit that allows employers to reimburse employees tax-free for individual health insurance premiums and medical expenses. Employers set a monthly allowance, and employees use it to buy the plan that fits them best.

Who is eligible for ICHRA?

Any W-2 employee is eligible, but employers can offer ICHRA to specific classes of employees (like full-time, part-time, seasonal, etc.). Employees must be enrolled in an individual health insurance plan to receive reimbursements.

How does ICHRA save my business money?

ICHRA gives you full control over your benefits budget by letting you set predictable, tax-advantaged allowances instead of paying unpredictable group premiums. You typically avoid large rate hikes and only pay for what you’ve budgeted.

Can employees choose their own insurance with ICHRA?

Yes! Employees can shop for and enroll in any qualifying individual health plan that meets their needs — often through the Marketplace or a private insurer. This gives them more flexibility and control.

How do I implement ICHRA for my business?

At Insuraway, we guide you through every step — from designing your ICHRA plan to handling compliance, educating your employees, and providing ongoing support. We make the setup simple and stress-free.

Is an ICHRA solution right for you?

Book a no-obligation chat to see how Insuraway
can help your business.

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Your guide to finding personalized health insurance quotes and plan that fit your needs and budget.

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