Term Life Insurance

One of three types of life insurance, Term Life Insurance offers you a fixed benefit for a certain amount of years, based on the term you choose. During that time your benefits are guaranteed to remain the same.

How long are the terms?

Insuraway offers a number of coverage options with premiums lasting for 10, 15, 20, or even 30 years depending on what you choose. Depending on the carrier, you may also choose the option to continue coverage at the end of the level term period.

When should I buy Term Life Insurance?

With Term Life Insurance, the younger you purchase your plan, the more favorable your premiums will be for your term because you’ll be healthier and qualify for better options. However, you can get coverage between the ages of 20-75, and there are affordable options for seniors as well. So if you find yourself with coverage at any period in life, you can opt to get some form of Term coverage.

What affects my rates?

When you apply for life insurance you will at a minimum have to answer a short series of medical-related questions. It’s important to be honest because if you lie, about something like smoking, for example, your family can be denied coverage later if you’ve misled your carrier. Factors that affect your rates include the following:

  • Your age
  • Whether you are a smoker or a non-smoker
  • Preexisting health conditions
  • Lifestyle
  • Prescription history
Interested in a Term Life Insurance plan through Insuraway?

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Insuraway.com is privately owned and operated by (Insuraway Group LLC.) d/b/a Insuraway Insurance Agency. Invitations for applications for insurance on Insuraway.com are processed through Insuraway Insurance Agency, only where licensed and appointed. Insuraway Insurance Agency is licensed to sell insurance products in the following states: FL #L10284 & Texas #2627607. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Submission of your information constitutes permission for an agent to contact you with additional information about the cost and coverage details of health plans. Possible options include, but are not limited to Major Medical Plans, Short Term Plans, Fixed Indemnity Plans, and more. Descriptions are for informational purposes only and subject to change. Insurance plans may not be available in all states. For a complete description, please call 561-594-1832 to determine eligibility and to request a copy of the applicable policy. Insuraway.com is not affiliated with or endorsed by the United States government or the federal Medicare program. By using this site, you acknowledge that you have read and agree to the Terms of Use and Privacy Policy.